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Serving Grass Valley & Nevada City Since 1992

Providing personalized and compassionate loan services to first-time homebuyers, new families, and seniors.


Working with you in mind since day 1

John Voter started his lending career in 1992 after personally experiencing the loan process while buying his first home in Nevada County. He quickly noticed the loan process was often complicated and time-consuming for clients. Experiencing the frustration and stress it caused himself, John was determined to find a way to make it more efficient and personalized. 

He set out to make real connections, work with diverse clients and listen to their unique needs. Gaining experience in various types of loans such as conventional, VA, reverse, and FHA mortgages allowed John to offer a more tailored approach. All the while building a knowledgeable team to support the best interest of Nevada County clients home buying experience.

John and team continue to refine their processes and services, striving for excellence and innovation. They take pride in their work and are committed to helping their clients achieve their dream of homeownership while saving them time and money. If you're ready for a stressless home loan experience, give John and team a call.


When you first meet John, you'll notice his warm smile and his genuine interest in getting to know you. He takes the time to listen to your goals, and he always prioritizes your needs above all else. John understands that buying a home is a significant investment, and it can be a stressful and overwhelming experience. That's why he makes it his mission to guide you through the process with compassion and care. When it comes to financing your home, John takes the time to understand where you are financially. He doesn't believe in a one-size-fits-all approach to mortgages and loans, and he works closely with you to find the best solution for your unique needs. Whether you're looking for a conventional mortgage, a VA mortgage, an FHA mortgage, or a reverse mortgage, John has the expertise and knowledge to help you make an informed decision. One of John's greatest strengths is his ability to help your dream of homeownership come true. He knows that owning a home is a significant milestone in your life, and he takes pride in being able to help you achieve that goal. John works tirelessly to ensure that the process is as smooth and stress-free as possible, and he is always available to answer any questions or concerns you may have. If you're looking for a mortgage and loan advisor who prioritizes your needs, understands your unique financial situation, and is committed to helping you achieve your dream of homeownership, then look no further than John. He is a trusted advisor who will guide you every step of the way, and he is dedicated to helping you make one of the most important investments of your life. So why wait? Get in touch with John today and take the first step towards achieving your dream of homeownership.







Prioritizing the client's needs

John has made it his mission to prioritize his clients' needs and provide exceptional service that made the loan process easier and smoother. He's worked tirelessly to streamline communication and processes, establish effective relationships with referral partners and underwriters, and improve overall efficiency.


From the initial consultation to the closing, John makes it a point to listen carefully to your concerns, goals, and preferences. He takes the time to explain the loan process in simple terms and answer any questions the clients may have. To ensure that you are always aware of what's happening, John keeps clients informed of any updates or changes to the loan process. He understands that every client's situation is unique, and strives to provide a personalized approach that meets those specific needs. 

He knows that time equals money, and his team is here to save you both.  Through effective communication John and his team is ready to minimize the decision fatigue that comes with long term financial commitments.


Guiding principles


You have questions, we have answers. We value your time, so you can depend on us for quick responses. From Pre-Approval to closing, we strive to streamline communication during the entire process.


Every loan is assigned to a dedicated in-house Processor. Our support staff members are efficient, knowledgeable and prepare documents to submit to Underwriting as quickly as possible.


We are motivated to impress YOU so that you'll come back and refer us to your friends and family! Our team constantly strives to be the mortgage lenders you want to work with in the future.


We do everything to ensure a quick and smooth closing for everyone involved in the transaction. Whether we receive feedback from Referral Partners or clients, our reviews speak for themselves.

Let's talk about your needs & eliminate the guessing
I can't thank John Voter enough for making my dream of owning a home finally a reality. John is very compassionate about his work, I heard the compassion in his voice when I spoke to him on the phone." 

LaDonna R



Ready to buy a home? Let's talk 

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